Mortgage Lender Taylor Mill Kentucky
Mortgage Lender Taylor Mill Kentucky
Prost Mortgage Group: Your Trusted Mortgage Partner for Taylor Mill, Kentucky
Nestled in the picturesque hills of Northern Kentucky, Prost Mortgage Group has established itself as a leading mortgage lender dedicated to guiding homebuyers and homeowners through the complexities of securing the right financing.
Whether you’re a first-time homebuyer or an existing homeowner exploring refinancing options, the Prost team is committed to providing personalized attention and clear, honest communication throughout the process. Their mission is to empower clients to make informed decisions that align with their unique financial goals and homeownership aspirations.
From standard home loans to reverse mortgages, Prost Mortgage Group offers a comprehensive suite of mortgage solutions tailored to meet the diverse needs of the Taylor Mill community. Clients appreciate the team’s expertise, accessibility, and unwavering commitment to their satisfaction.
Through a user-friendly mortgage planning platform and an informative blog, Prost Mortgage Group equips borrowers with the knowledge and resources to navigate the often-daunting mortgage landscape. Positive client reviews and a track record of successful home financing transactions further solidify their reputation as a trusted partner in the Greater Taylor Mill real estate market.
With a conveniently located office in Cold Spring, KY, and flexible appointment scheduling, Prost Mortgage Group invites you to experience the difference of working with a mortgage lender that truly values your financial well-being and homeownership dreams.
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Here are some of our Satisfied Taylor Mill Kentucky Clients
Mortgage Lender Taylor Mill Kentucky
About Prost – Mortgage Lender Taylor Mill Kentucky
Meet Danielle and Ken Prost – Your Trusted Mortgage Experts at Prost Mortgage Group
Welcome to Prost Mortgage Group, where dedication, experience, and heart come together to guide you on your journey to homeownership.
Danielle and Ken Prost, a husband-and-wife team based in Melbourne, Kentucky, have been working together since 2003 to make homeownership accessible, understandable, and achievable for families across the region. Parents of two boys and deeply rooted in their community, they lead with both professional expertise and a genuine commitment to helping clients build generational wealth through real estate.
Danielle Prost – Director of Lending Operations
Danielle has been a cornerstone of our team since 2005. A graduate of Miami University with a degree in Diplomacy and Foreign Affairs, she is known for her client-focused mindset and her ability to guide borrowers with care and confidence. Danielle’s background in social work continues to shape her compassionate approach to helping clients and collaborating with real estate partners. Whether you're buying your first home or refinancing, she ensures the process is smooth, informed, and empowering.
Ken Prost – Principal Mortgage Advocate
With over 25 years in mortgage lending, Ken brings a depth of experience and leadership that sets Prost Mortgage Group apart. A Campbell County native, he holds a degree in International Studies with a minor in Business from Northern Kentucky University, and a MBA from the Thunderbird School of Global Management. Ken is a trusted advocate for buyers, sellers, and real estate professionals, providing strategic insight and hands-on support throughout every transaction.
Our Mission: Education, Access, and Empowerment
At Prost Mortgage Group, we believe in more than just closing loans—we believe in changing lives. That’s why we’re committed to providing community education on building generational wealth through real estate. We host workshops, partner with real estate professionals, and deliver resources that empower clients—especially first-time homebuyers—to build lasting financial stability through homeownership.
We also proudly offer bilingual services for our Spanish-speaking clients, ensuring every borrower has access to clear, confident guidance throughout the mortgage process.
Recognized for Excellence
Our work has been recognized by the real estate and mortgage industries alike. We’re honored recipients of:
Allied Partner of the Year – Greater Cincinnati Realtist Association
Top Production Awards – Kentucky Housing Corporation
Top Producer Recognition – Success Mortgage Partners
As active members of BNI (Business Network International), the Greater Cincinnati Realtist Association, and the Northern Kentucky Chamber of Commerce, we’re proud to support and uplift our local and professional communities.
Serving Clients Across the Region
Prost Mortgage Group is licensed in: Ohio, Kentucky, Indiana, Michigan, Florida, Tennessee, and Georgia, giving us the ability to serve a wide range of clients with the same personalized, trusted service—wherever they are.
With local roots and national reach, our team—based in Cold Spring, Kentucky—is supported by the strength and infrastructure of Success Mortgage Partners, headquartered in Plymouth, Michigan.
Let’s Build Your Future Together
Whether you're just starting your homeownership journey or ready to take the next step, Prost Mortgage Group is here to guide you every step of the way. Our mission is simple: Help good people achieve great things through homeownership.
📞 Ready to get started? Contact us today and let’s make your dream a reality.
The Loan Process – Mortgage Lender Taylor Mill Kentucky
We make every effort to complete your loan promptly while maintaining a high level of communication with you throughout the process. As a result, our typical loan time frame is 30 days or less.
The steps to the loan process are as follows:
- Application – We complete your loan application usually via telephone or online and receive your permission to request your credit report from our credit vendor.
- Review – We review your application and request income and asset documentation from you so that we can issue you a pre-approval (for a purchase loan) or structure your refinance. We discuss the best program options with you to fit your homeownership goals.
- Document Disclosure Appointment – We will explain the loan proposal to you in person or via secure web link and gather pertinent income and credit documentation regarding the loan that we didn’t already gather for the pre-approval.
- Verification – Our processing staff verifies employment, orders existing mortgage payoffs, and title commitments for the property being financed.
- Appraisal – A licensed real estate appraiser in your state inspects the property being financed to reconfirm the value being estimated is supported. Not every loan program requires an appraisal, so this step is not always needed.
- Submission – We submit the complete loan package to our in-house underwriting department. There, the underwriting department will confirm that all the documentation required to approve the loan has been submitted to them.
- Final Approval and Loan Closing – Once the underwriter is satisfied that all the stipulations on the loan are met, they issue a final approval, and the loan closing is scheduled. An outside third-party agent representing the title company meets all parties involved in the loan transaction, explains the final loan documents, and oversees the signing of all documents.
- Loan Funding – The funds are dispersed on the loan transaction. With purchases and properties treated as rentals, funding occurs the day of closing. With primary residence refinances, it occurs on the 4th business day after closing.