About Prost Mortgage Group

ABOUT PROST MORTGAGE GROUP

WE HAVE OVER 80 YEARS OF COMBINED EXPERIENCE

DANIELLE PROST – BRANCH MANAGER &
KEN PROST – MORTGAGE ADVOCATE

Here at Prost Mortgage Group, we have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, rural housing loans, and more so you can be sure you’re choosing the right type of loan when you work with us.

Meet Danielle and Ken Prost – Your Trusted Mortgage Experts at Prost Mortgage Group

Welcome to Prost Mortgage Group, where dedication, experience, and heart come together to guide you on your journey to homeownership.

Danielle and Ken Prost, a husband-and-wife team based in Melbourne, Kentucky, have been working together since 2003 to make homeownership accessible, understandable, and achievable for families across the region. Parents of two boys and deeply rooted in their community, they lead with both professional expertise and a genuine commitment to helping clients build generational wealth through real estate.

Danielle Prost – Director of Lending Operations

Danielle has been a cornerstone of our team since 2005. A graduate of Miami University with a degree in Diplomacy and Foreign Affairs, she is known for her client-focused mindset and her ability to guide borrowers with care and confidence. Danielle’s background in social work continues to shape her compassionate approach to helping clients and collaborating with real estate partners. Whether you’re buying your first home or refinancing, she ensures the process is smooth, informed, and empowering.

Ken Prost – Principal Mortgage Advocate

With over 25 years in mortgage lending, Ken brings a depth of experience and leadership that sets Prost Mortgage Group apart. A Campbell County native, he holds a degree in International Studies with a minor in Business from Northern Kentucky University, and a MBA from the Thunderbird School of Global Management. Ken is a trusted advocate for buyers, sellers, and real estate professionals, providing strategic insight and hands-on support throughout every transaction.

Our Mission: Education, Access, and Empowerment

At Prost Mortgage Group, we believe in more than just closing loans—we believe in changing lives. That’s why we’re committed to providing community education on building generational wealth through real estate. We host workshops, partner with real estate professionals, and deliver resources that empower clients—especially first-time homebuyers—to build lasting financial stability through homeownership.

We also proudly offer bilingual services for our Spanish-speaking clients, ensuring every borrower has access to clear, confident guidance throughout the mortgage process.

Recognized for Excellence

Our work has been recognized by the real estate and mortgage industries alike. We’re honored recipients of:

Allied Partner of the Year – Greater Cincinnati Realtist Association

Top Production Awards – Kentucky Housing Corporation

Top Producer Recognition – Success Mortgage Partners

As active members of BNI (Business Network International), the Greater Cincinnati Realtist Association, and the Northern Kentucky Chamber of Commerce, we’re proud to support and uplift our local and professional communities.

Serving Clients Across the Region

Prost Mortgage Group is licensed in: Ohio, Kentucky, Indiana, Michigan, Florida, Tennessee, and Georgia, giving us the ability to serve a wide range of clients with the same personalized, trusted service—wherever they are.

With local roots and national reach, our team—based in Cold Spring, Kentucky—is supported by the strength and infrastructure of Success Mortgage Partners, headquartered in Plymouth, Michigan.

Let’s Build Your Future Together

Whether you’re just starting your homeownership journey or ready to take the next step, Prost Mortgage Group is here to guide you every step of the way. Our mission is simple: Help good people achieve great things through homeownership.

📞 Ready to get started? Contact us today and let’s make your dream a reality.

AWARDS, RECOGNITION, & MORE:

BBB Accredited Since July 2014 A+ Rating
Northern Kentucky Chamber Of Commerce Members
Northern Kentucky Association Of Realtors Members
Business Networking International (BNI) Along With Numerous Distinctions And Awards Given Over The Last 14 Years Of Membership
Received Awards From Kentucky Housing Corporation From 2017, 2018, 2019, 2020 For Being A Top Lender And Loan Officer.
Listings In Scottsman Guide (Industry Publication) For Top Loan Production

Our Mission: Empowering Your Homeownership Journey

At Prost Mortgage Group, our mission is simple yet profound: to empower individuals and families in achieving homeownership with confidence and clarity. We understand that purchasing or refinancing a home is one of the most significant financial decisions in life. That’s why we prioritize transparency, education, and personalized service at every step of the mortgage process.

Our team is more than just a group of mortgage professionals—we are your partners in securing the best possible financing solutions for your unique needs. Whether you’re a first-time homebuyer, a seasoned homeowner, or a retiree exploring reverse mortgages, we believe in making the process as straightforward and stress-free as possible.

Core Values That Drive Us

We’re proud to stand out in the mortgage industry by adhering to a set of core values that guide everything we do:

Integrity: We always act with honesty and fairness, putting our clients’ best interests first.
Education: Our goal is to empower our clients with the knowledge they need to make informed financial decisions.
Personalization: No two clients are the same. We take the time to understand your unique goals and tailor mortgage solutions to meet them.
Community Focus: As a locally owned and operated business, we’re deeply invested in the communities we serve, from Northern Kentucky to Ohio.

These values are the foundation upon which Prost Mortgage Group has built its reputation as a trusted partner for homebuyers and homeowners alike.

A Team of Experienced Professionals

Prost Mortgage Group is led by Kenneth Prost (NMLS#: 63076) and Danielle Prost (NMLS#: 63075), who bring decades of combined experience in the mortgage and financial services industry. Their passion for helping clients achieve their homeownership dreams is evident in every aspect of the business.

Our team is made up of skilled mortgage professionals who are dedicated to guiding you through the loan process smoothly. We provide clear communication, quick responses, and expert advice to ensure your experience is as seamless as possible.

Comprehensive Mortgage Solutions

At Prost Mortgage Group, we offer a wide array of mortgage products to meet the diverse needs of our clients. Here’s an overview of the options available:

Standard Home Loans

Whether you’re purchasing your first home or your next, our standard home loans provide competitive rates and flexible terms to fit your budget.

Refinancing

Refinance your existing mortgage to lower your interest rate, reduce your monthly payments, or access your home’s equity. Our refinancing solutions can help you achieve your financial goals.

Reverse Mortgages

For homeowners aged 62 and older, a reverse mortgage can provide financial stability in retirement by unlocking the equity in your home.

VA Loans

We’re honored to support veterans and active-duty service members with VA loans that offer favorable terms and minimal down payment requirements. Learn more about these benefits in our VA loan blog post.

What Sets Prost Mortgage Group Apart?

In an industry where big banks and generic solutions dominate, Prost Mortgage Group takes a refreshingly personal approach. Here’s what makes us different:

Local Expertise: As a mortgage lender rooted in Northern Kentucky, we have an in-depth understanding of the local real estate market. This allows us to provide tailored advice and solutions that align with your goals.
Cutting-Edge Tools: Our online tools, like the loan application portal, make it easy to get started from the comfort of your home.
Client-Centric Approach: We don’t believe in one-size-fits-all solutions. Our team works closely with you to develop a mortgage plan that’s customized to your financial situation.
Educational Resources: From our blog to our credit tips page, we’re committed to providing you with the information you need to make confident decisions.

Community Involvement and Giving Back

At Prost Mortgage Group, we believe that supporting our community is just as important as supporting our clients. That’s why we’re proud to be involved in initiatives that make a positive impact in Northern Kentucky and beyond. From sponsoring local events to partnering with organizations that serve our community, we’re committed to making a difference where we live and work.

Supporting Local Organizations

Some of the organizations and initiatives we’re proud to support include:

By working with Prost Mortgage Group, you’re not just achieving your homeownership goals—you’re also helping us give back to the community.

Client Success Stories

We’re incredibly proud of the positive feedback we’ve received from our clients over the years. Here’s what a few of them have to say:

“The team at Prost Mortgage Group made buying our first home in Florence, Kentucky a breeze. Their communication and expertise were top-notch!”
“I never thought refinancing could be this easy. Kenneth and his team guided us every step of the way and helped us save thousands on our mortgage.”
“As a veteran, I was grateful for the VA loan services Prost Mortgage Group offered. They made the process simple and stress-free.”

Check out more reviews from our satisfied clients on our reviews page.

Ready to Work with Prost Mortgage Group?

If you’re ready to take the next step in your homeownership journey, we’re here to help. Contact Prost Mortgage Group today to discuss your goals and explore your options. You can call us at (859) 795-1316, visit us at our Cold Spring office, or start your application online at our Apply Now page.