Mortgage Lender Erlanger Kentucky

Mortgage Lender Erlanger Kentucky

Welcome to Prost Mortgage Group, your trusted mortgage lender in Erlanger, Kentucky. Whether you’re purchasing your first home, refinancing, or exploring reverse mortgages, we’re here to guide you every step of the way. With our personalized approach and local expertise, we help clients in Erlanger and Northern Kentucky achieve their homeownership dreams.

Why Choose Prost Mortgage Group?

At Prost Mortgage Group, we understand the unique needs of homebuyers in Erlanger, Kentucky. Here’s what sets us apart:

  • Local Expertise: With years of experience in Kenton County, we know the Erlanger market inside and out.
  • Flexible Mortgage Options: From standard home loans to reverse mortgages, we offer solutions that fit your financial goals.
  • Transparent Communication: We prioritize clarity and education, ensuring you feel confident throughout the loan process.

Contact us today at (859) 795-1316 or visit our Cold Spring office to get started.

Mortgage Lender Erlanger Kentucky

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Here are some of our Satisfied Erlanger Clients

Prost Mortgage Group

Meet Danielle and Ken Prost – Your Trusted Mortgage Experts at Prost Mortgage Group

Welcome to Prost Mortgage Group, where dedication, experience, and heart come together to guide you on your journey to homeownership. 

Danielle and Ken Prost, a husband-and-wife team based in Melbourne, Kentucky, have been working together since 2003 to make homeownership accessible, understandable, and achievable for families across the region. Parents of two boys and deeply rooted in their community, they lead with both professional expertise and a genuine commitment to helping clients build generational wealth through real estate. 

Danielle Prost – Director of Lending Operations

Danielle has been a cornerstone of our team since 2005. A graduate of Miami University with a degree in Diplomacy and Foreign Affairs, she is known for her client-focused mindset and her ability to guide borrowers with care and confidence. Danielle’s background in social work continues to shape her compassionate approach to helping clients and collaborating with real estate partners. Whether you're buying your first home or refinancing, she ensures the process is smooth, informed, and empowering. 

Ken Prost – Principal Mortgage Advocate

With over 25 years in mortgage lending, Ken brings a depth of experience and leadership that sets Prost Mortgage Group apart. A Campbell County native, he holds a degree in International Studies with a minor in Business from Northern Kentucky University, and a MBA from the Thunderbird School of Global Management. Ken is a trusted advocate for buyers, sellers, and real estate professionals, providing strategic insight and hands-on support throughout every transaction. 

Our Mission: Education, Access, and Empowerment

At Prost Mortgage Group, we believe in more than just closing loans—we believe in changing lives. That’s why we’re committed to providing community education on building generational wealth through real estate. We host workshops, partner with real estate professionals, and deliver resources that empower clients—especially first-time homebuyers—to build lasting financial stability through homeownership.

We also proudly offer bilingual services for our Spanish-speaking clients, ensuring every borrower has access to clear, confident guidance throughout the mortgage process. 

Recognized for Excellence

Our work has been recognized by the real estate and mortgage industries alike. We’re honored recipients of: 

Allied Partner of the Year – Greater Cincinnati Realtist Association

Top Production Awards – Kentucky Housing Corporation

Top Producer Recognition – Success Mortgage Partners

As active members of BNI (Business Network International), the Greater Cincinnati Realtist Association, and the Northern Kentucky Chamber of Commerce, we’re proud to support and uplift our local and professional communities. 

Serving Clients Across the Region

Prost Mortgage Group is licensed in: Ohio, Kentucky, Indiana, Michigan, Florida, Tennessee, and Georgia, giving us the ability to serve a wide range of clients with the same personalized, trusted service—wherever they are. 

With local roots and national reach, our team—based in Cold Spring, Kentucky—is supported by the strength and infrastructure of Success Mortgage Partners, headquartered in Plymouth, Michigan. 

Let’s Build Your Future Together 

Whether you're just starting your homeownership journey or ready to take the next step, Prost Mortgage Group is here to guide you every step of the way. Our mission is simple: Help good people achieve great things through homeownership. 

📞 Ready to get started? Contact us today and let’s make your dream a reality.

Mortgage Services for Erlanger Residents

We provide a range of mortgage services tailored to the needs of Erlanger homeowners and homebuyers:

1. Standard Home Loans

Are you buying your first home or upgrading to a larger space? Our mortgage loans are designed to make your dream home a reality.

2. Refinancing Options

Lower your monthly payments or shorten your loan term with our refinancing solutions. Refinancing is a great way to save money or access your home’s equity.

3. Reverse Mortgages

For homeowners aged 62 and older, a reverse mortgage can provide financial flexibility during retirement.

4. VA Loans

Are you a veteran or active-duty service member? Our VA loan program offers competitive rates and minimal down payment requirements. Learn more about VA loans in our blog post.


Living in Erlanger, Kentucky

Erlanger is a thriving community in Kenton County, offering a blend of suburban charm and urban convenience. With its excellent schools, parks, and proximity to Cincinnati, Erlanger is a great place to call home.

Featured Neighborhoods

  • Cherry Hill
  • Brighton Heights

Local Attractions


The Loan Process: Step-by-Step

Navigating the mortgage process can feel overwhelming, but we make it simple. Here’s how it works:

  1. Pre-Approval: Get pre-approved to determine your budget. Start by visiting our loan application page.
  2. House Hunting: Work with a local realtor to find your dream home. Check out Realtor.com or Zillow.
  3. Loan Application: Submit your application with the help of our team.
  4. Processing & Underwriting: We handle the paperwork while keeping you informed.
  5. Closing: Sign the final documents and receive the keys to your new home!

For more details, check out our guide to the loan process.


Erlanger Housing Market Trends

The Erlanger housing market is competitive, with properties selling quickly due to high demand. Here are some key insights:

  • Median Home Price: $230,000 (as of March 2025)
  • Average Days on Market: 35 days
  • Popular Home Styles: Ranch, Colonial, and Craftsman

For up-to-date listings, visit Redfin or Trulia.


Tips for First-Time Homebuyers in Erlanger

Buying your first home can be daunting, but our expert team is here to help. Here are some tips for first-time buyers:

  1. Check Your Credit Score: Use tools like Credit Karma to monitor your credit.
  2. Save for a Down Payment: Learn how to budget using resources from Investopedia.
  3. Understand Closing Costs: Calculate estimated costs with help from Bankrate.
  4. Get Pre-Approved: Start your journey with our pre-approval process.

For more advice, read our blog on navigating the spring housing market.


Resources for Homebuyers in Erlanger

We’ve compiled a list of helpful resources for homebuyers in Erlanger:

Internal Links

  1. Mortgage Planning
  2. Reviews
  3. FAQ
  4. Realtor Resources
  5. Contact Us
  6. Credit Tips
  7. Blog
  8. Locations
  9. Mortgage Loans Ohio
  10. Apply Now

External Links

  1. HUD Homebuyer Programs
  2. FHA Loan Information
  3. VA Loan Benefits
  4. Kentucky Housing Corporation
  5. Northern Kentucky Chamber of Commerce
  6. Cincinnati MLS Listings
  7. Consumer Financial Protection Bureau
  8. The Balance: Mortgage Basics
  9. NerdWallet: Mortgage Rates
  10. My FICO: Credit Scores
  11. National Association of Realtors
  12. Kenton County Property Valuation
  13. City of Erlanger
  14. Better Business Bureau
  15. Zillow: Erlanger Homes
  16. Trulia: Erlanger Listings
  17. HomeAdvisor: Contractor Services
  18. U.S. Census Bureau: Erlanger Data
  19. Mortgage Calculator
  20. Bankrate: Mortgage Tips

Contact Prost Mortgage Group Today

Ready to take the next step? Contact Prost Mortgage Group at (859) 795-1316 or visit us at 4135 Alexandria Pike, Suite 105, Cold Spring, KY. Let us help you achieve your homeownership goals in Erlanger, Kentucky.

Mortgage Lender Erlanger Kentucky

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