Qualifying Properties

We provide mortgage loans for all types of properties:

  • Owner Occupied – primary residence for the borrower
  • Investment properties – properties where borrower does not use as a primary residence or vacation home
  • Vacation Homes – properties where borrower uses as a 2nd home/weekend home and not primary residence
  • Multi-family Home loan options – We offer finacing for 2-4 unit properties – whether a primary residence or investment property
  • End Loans of construction loans – We offer flexible loan options for borrowers to get financing on the final loan once builder has completed the home.
  • Log Homes – We offer financing for log homes with at least one or two recent log home comparable sales
  • Manufactured Homes – We offer FHA and Rural Housing financing on double wide manuf. homes.  True modular homes are treated as a standard single family dwelling
  • Homes in need of rehab – Thru the FHA 203k home rehab purchase and refinance program, we offer financing for up to $35,000 for certain repairs to rehab the property